브라우저 IE10 노출 배너느낌표

This browser is no longer supported. Please update Chrome browser for the best experience.

Chrome Download
브라우저 IE11 노출 배너느낌표

This browser will be unsupported soon. Please update Chrome browser for the best experience.

Chrome Download
브라우저 IE10, IE11, 크롬을 제외한 노출 배너

Bithumb works best with Chrome browser. Please use Chrome for the best experience.

Chrome Download
브라우저 Chrome 전환 띠배너 닫기
Lend Bitcoin and Ethereum!
Bear Lending
You can borrow Bitcoin and Ethereum with KRW as collateral and process repay with the virtual asset you have requested.
  • Virtual asset lending inquiry : 1544-9855
  • Customer Service Hours: Weekdays, 09:00 - 12:00, 13:00 - 18:00 (KST)
Usage Records
Sign up for service
Tips on making a profit from lending
Borrow when they're expensive and pay back when they're cheap!
Borrow cryptocurrency when their price is high and sell them, buy them back when their price is low and repay and the difference from the two becomes yours.
  • Submit Request
    Borrow virtual asset between
    Bitcoin and Ethereum!
  • Management
    Start trade (selling, buying) with the virtual asset
    you have borrowed!
  • Repayment
    After your usage period is over,
    repay in virtual asset!
※ You may be repaid automatically when the service usage period expires or due to price fluctuations.
Information
The following service is operated by DeFi Co. and inquires regarding the service can be made at 1544-9855. (Hours: Weekdays 09:00 - 12:00, 13:00 - 18:00 (KST))
1. Submit Request
  • You may apply up to 300,000,000 KRW in Bitcoin or Ethereum per account for lending service.
  • You must set up a collateral upon applying and may only use up to 80% of the collateral for the application amount.
    The minimum application amount is 0.01BTC or 0.5 ETH. There is no limit on the number of times the service can be used.
    [Example] Amount applicable for service = Collateral(KRW) / Market price of virtual asset upon applying x 80%
  • service use will be automatically terminated after this period.
2. Asset Deposit
  • When the service application is approved, the virtual asset will be deposited into the Bithumb wallet that you applied for. You may use the deposited asset for transactions or withdrawal.
    However, the amount that was set as the collateral cannot be used for transactions or withdrawn until the amount is paid. You may add the collateral more if necessary.
3. Repayment
  • When service use is terminated, the virtual asset you borrowed will be repaid. Repayment occurs in the form of Maturity repayment when the service usage period is terminated, midterm repayment when the service is terminated in the middle of the service usage period by the request of the customer, and automatic repayment due to changes in the lending ratio due to virtual asset price fluctuations.
  • The usage fees for the usage period are also repaid on repayment.
    However, if repayment occurs within 3 days of service use, minimum usage fees for the service usage period will be charged.
    ※ fee : Constant fluctuation
    - If the repayment amount is insufficient upon maturity repayment or automatic repayment, 0.1% of the amount in use will be charged as extra fee
[Automatic Repayment Policy]
  • When the service application amount reaches a set proportion of the collateral automatic repayment will be processed as follows.
    - If the sum of the application amount and usage fee reaches 84% of the collateral after applying for the service, you will receive a text message or a notification informing you to increase your collateral.
    - If the sum of the application amount and usage fee reaches 88% of the collateral after applying for the service, you will receive a text message or a notification informing you that automatic repayment will be processed.
    - If the sum of the application amount and usage fee reaches 92% of the collateral after applying for the service, you will receive a text message or a notification informing you that automatic repayment has been processed.

    ※ Text messages or notifications may be sent depending on price fluctuations regardless of time. Please keep in mind that there may be delays in messages or notifications depending on the messaging system while using the service.

  • Regarding the lending ratio, you can add to your collateral through [Usage Records - View Details].
    - You can only add to your collateral when the lending ratio is below 92% and the lending ratio will decrease when you make the additional collateral.
  • If the repayment amount (application amount and usage fees) is insufficient upon automatic repayment, the difference will be paid through the collateral.
    - Automatic repayment will be deducted in the order of transaction fees and then the requested amount (initial amount).
    - When the difference is paid through the collateral, repayment will be processed automatically after purchase at the market price. If this is not sufficient, collection procedures may initiate.
Usage Example
※ Example of applying for Bitcoins (BTC)
  • When applying for the service, you may apply for up to 80% of virtual asset compared to your collateral.
    ex) Annual 18.25% (Daily 0.05%)
    Bitcoin PriceApplication AmountcollateralLending RatioUsage PeriodBasic service fee
    (1%)
    Daily service fee

    (1Day 0.0001%)

    Maturity Repayment Amount
    10,000,000 KRW1.6 Bitcoin20,000,000 KRW80%3Day0.0160.00000481.6160048 Bitcoin
  • The lending ratio will chance according to price fluctuations after applying for the lending service. Please note that if the lending ratio reaches 92%, automatic repayment will be processed.
    Automatic repayment due to price fluctuations can be managed through the additional collateral settings.
    [Example] Lending ratio = (Application amount + Usage fee) x Bitcoin price / Total collateral
    Application AmountcollateralBasic Fee

    (30Day)

    Total collateralRecent Bitcoin priceLending Ratio
    Upon requestAdditional settings
    1.6 Bitcoin20,000,000 KRW--20,000,000 KRW11,000,000 KRW88.00%
    5,000,000 KRW-25,000,000 KRW11,000,000 KRW70.40%
    10,000,000 KRW-30,000,000 KRW11,000,000 KRW58.67%

Termination of Mobile Login Service

Now, login
with your Email!

Why do I have to login with my Email?

  • Email registration is now mandatory for using Bithumb.

    Register your email and continue using Bithumb conveniently.

    See more
  • phone 아이콘 이미지

    Don’t worry if your contact number has changed.

    You can change your contact number after registering your Email

Confirm
approve
Cancel

BTC OPEN Season 1 has ended.

We will be coming back with Season 2.
Thank you.